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２０２３年３月２５日 土曜日の関東地方は雨で一日を通して太陽は顔を出さない予報。現在の気温は１２度で気温もほぼ上がらないとの事。
２３日は子供の卒業式という事で妻が式に参加。３年ぶりの親を招き入れての式典が開催され その模様は現地のテレビで取り上げられた様子。子供の友人がテレビに映ったことをLINEで知らせてくれました。あっという間ですね。入学したあの頃が昨日の様に思い出されます。一人暮らしの家電や生活用品をニトリ、ビックカメラなどのネットで手配をした２月、３月を思い出します。ベットのマットとベットが別々の手配だったのですが寸法を計算したり、何の品物か忘れましたがキャンセルするのにはネット経由はだめで電話したり（電話するのも当時は携帯が割高の為、練馬で公衆電話を探して通話したり～笑）
いろいろな思い出がありますが、この苦労を当の本人はそのほとんどを知る由もなしかもです。（ちょっと言ったかもしれませんが、この苦悩を強くは伝えてません。）初めての賃貸マンションの個人契約をしたりといろいろ経験をさせていただきました。契約したマンションは結構お金かかります。契約時に敷金礼金はもとより、入館一時金という名のお金が確か３０万くらいかかりましたし、契約更新は毎年で都度都度１０万円以上更新料もかかります。賃貸のオーナーは初期投資はかなりかかりますが賃料＋更新料の安定収入？でまずまず儲けられるのでしょうかね。
残念ながらこの賃貸マンションの契約は後二年続きます(笑)。しかしゴールは見えてきました。生活費なども含めてあといくらかかるかは見積もってますので払い続けられるように頑張るだけです( ｀ー´)ノ
昨日から子供と妻は青森の星野リゾートのホテルに卒業旅行で宿泊しているようです。
この住居費ですが、生活の中で一番かかるのが住居費ですね。（一部のミニマリストや富裕層を除く）
新卒で会社勤めをした場合、例えば手取り１８万円だったと仮定しましょう。首都圏の場合賃貸マンションの一人暮らしの相場は８万円くらいだとすると手取りの約４５％を圧迫します。これを安くする方法は大手企業などで整っている福利厚生にのっかることです。
子供の知り合いが〇〇ハムという大手企業に就職したのですが６万円くらいの借り上げマンションに住んで自己負担は３千円とのことです。手取り１８万円なら実に約２％という住居費にまで低減します。４５％→２％！！
借り上げ社宅の威力は すさまじいパーワーですね。昨今、賃上げ賃上げとテレビなどでも連呼されておりますが、このことを取り上げるマスコミは皆無です。
賃上げはできないけれど借り上げ社宅を導入して手取りを増やします！という企業があっても良いと思うのはわたくしだけでしょうか。企業にもメリットがあるはずなのですが。。
子供にも言ったのですが、こうした福利厚生の充実した会社に入れるよう（会社に選んでいただけるよう）自分を磨きなさいと若者にも伝えたいです。もちろんやりたいことが明確であるならばこのことにとらわれる必要はないかと。
例えば大リーガーとか医者、弁護士、芸能人とか！？自己実現する中で大きなものをつかめる可能性があるわけですからね。若いうちは住まい、福利厚生にこだわっている場合ではありません！？
しかし、やりたいことが明確ではない場合などは大きな流れに沿えるように、福利厚生の充実した組織に選んでいただけるように自分を磨くのが今できることかと思います。
福利厚生で浮いた住居費（お金）を別のことに回せる選択肢が増えるのは社会の為にもよくないですかね？
Co-pay is 3,000 yen Housing cost Tragedy and joy
March 25, 2023 The forecast for Saturday in the Kanto region is for rain and no sun throughout the day. The current temperature is 12 degrees Celsius, and the temperature is not expected to rise much higher.
On the 23rd, my wife attended our child’s graduation ceremony, the first time in three years that parents were invited to the ceremony, which was reported on local TV. A friend of my child’s informed me via LINE that it was on TV. It seems like no time has passed. It seems like only yesterday when I first entered the school. I remember February and March when I made arrangements online at Nitori, Bic Camera, etc. for home appliances and household goods for living alone. I remember the time in February and March when I made arrangements online with Nitori, Bic Camera, etc. I had to calculate the dimensions of a bed mat and a bed separately, and I don’t remember what kind of items I had to cancel, but I had to call them because I couldn’t cancel via the Internet (I had to find a pay phone in Nerima and call them because cell phones were expensive at that time).
I have many memories, but I was the one who had a hard time, and I have no way of knowing most of them. (I may have mentioned it a little, but I did not strongly convey this anguish.) I had a lot of experiences, such as signing my first private contract for a rental apartment. The apartment I signed a contract for cost quite a bit of money. When I signed the contract, I had to pay not only the deposit and key money, but also a one-time entrance fee of about 300,000 yen, and the contract renewal fee is more than 100,000 yen each time. The owner of the rental property may have to make a considerable initial investment, but he or she can make a good profit from the stable income from rent and renewal fees. I wonder if the owner of the rental apartment can make a good profit from the stable income from rent and renewal fees, although the initial investment is quite high.
Unfortunately, the contract of this rental apartment will continue for another two years (laugh). However, the goal is in sight. I have an estimate of how much more it will cost including living expenses, so I just have to do my best to keep paying it.
Since yesterday, my child and wife have been staying at a Hoshino Resort hotel in Aomori for a graduation trip.
This housing cost, but it is the most expensive cost in my life. (except for some minimalists and wealthy people)
Let’s assume, for example, that you worked for a company as a new graduate and your take-home pay was 180,000 yen. Assuming that the market price for living alone in a rental apartment in the Tokyo metropolitan area is about 80,000 yen, this puts pressure on about 45% of your take-home pay. The way to reduce this amount is to take advantage of the welfare benefits offered by major companies.
One of my child’s acquaintance got a job at a major company called 00HAM, and he lives in a rented apartment for about 60,000 yen and pays only 3,000 yen out of his own pocket. If his take-home pay is 180,000 yen, his housing cost will be reduced to about 2% of his salary. 45% to 2%!
The power of rented company housing is tremendous. Recently, there has been a lot of talk on TV about raising wages, but no one in the media has taken up the issue.
I think it would be good if there are companies that say, “We can’t raise wages, but we will increase take-home pay by introducing company-rented housing! Is it only me who thinks that it would be good if there are companies that say, “We can’t raise wages, but we will increase your take-home pay by introducing rental company housing! It would be beneficial to the company as well.
As I have told my children, I would like to tell young people to improve themselves so that they can join a company that offers such a full range of benefits (so that the company will choose them). Of course, if you have a clear idea of what you want to do, there is no need to be restricted by this.
For example, a big leaguer, doctor, lawyer, entertainer, etc.! There is a possibility that you can grab something big in the process of self-realization. When you are young, this is not the time to be obsessed with housing and benefits!
However, if you don’t have a clear idea of what you want to do, you can do what you can do now to improve yourself so that you can follow the big trends and be chosen by an organization with excellent benefits.
Wouldn’t it be better for society to have more options to put the housing costs (money) saved by benefits into other things?
